Are you leaving yourself exposed? Protect yourself, your family & business.
Protecting your Investment
It’s important to protect your property, its contents, as well as your ability to keep up with your mortgage repayments, should the unexpected happen.
Buildings insuranceAll lenders require you to fully insure your property for the total cost of rebuilding it. Buildings insurance covers your home, as well as its fixtures and fittings.
Contents insuranceContents insurance protects your household goods and personal property.
Critical illness insuranceThis type of insurance policy pays out a lump sum if you’re unfortunate enough to be diagnosed with a specified critical illness such as cancer, stroke or heart attack. You can use the cash pay out to clear your mortgage, pay for medical treatment or anything else you might choose.
Income protectionThis can replace part of your income if you’re unable to work for a long period of time as a result of illness or disability. It will pay out until you return to work, the policy ends or in the event of your death. Income protection plans usually have a waiting period before the bene t becomes payable; the longer the waiting period you choose, the lower your monthly premium will be.
Life insuranceIf you die unexpectedly, a life insurance policy will pay out a cash sum to your family. Mortgage protection is a type of term assurance where the amount of cover decreases over the term of the policy, tying in with the outstanding amount on your repayment mortgage.
Mortgage payment protection insurance (MPPI)MPPI helps you keep up your mortgage repayments if you can’t work because of accident or ill-health. Benefits are usually paid for 12 months, although some providers offer 24 months’ cover for accident and sickness only.
Serious illness coverSerious illness cover pays out a cash lump sum of between 5% and 100% of the total cover, depending on the severity of the illness.
Via Phone Call
Hey there, I'm not your typical financial adviser; I'm your guide to a secure financial future. A decade ago, my husband and I faced a business crisis that taught us the vital role of financial planning and protection.
Now, as a wealth and protection adviser, I'm on a mission to help you create a safety net and grow your wealth, so you never face what we did.
Ready to turn your 'I hope' into 'I know' when it comes to your financial future? Contact me, and let's make it a reality.
what people say
As a young working professional I realised that I needed to put protection schemes in place to protect myself and my finances in preparation for the future.
Funmi was extremely professional during our session and intricately explained all the products that were beneficial to me. She was also very understanding of my budget and patiently shopped round until we found the products most suitable for me.
Funmi has constantly kept me in the loop with any information that concerns me and has always been available for any follow up questions or enquiries.
Just got married and settling in the UK but also never had insurance and she gave advice on what kinds to protect ourselves against unforeseen circumstances especially with redundancy rates going up and loosing once job due to illnesses.
She was very detailed and professional, explained the insurance process I needed and also gave advice for offers within our budget
I had just moved to the UK but also had never had insurance and needed advice on what kinds to protect myself as a young budding career lady.
Funmi was a super detailed and professional, very patiently explained the products I needed and took the time to shop around for the best buys within my budget.
I have a young family and I know it was the right step to ensure we have protection but I wasn't sure of the right way to go about it.
Funmi was able to work around our budget and she created a plan that not only does it work well for us, but we can easily scale it.
Book a free, no-obligation appointment with me for a comprehensive financial review
We are not authorised to provide advice on Private Medical Insurance but can introduce you to an authorised and regulated Financial Adviser who can provide you with specialist advice in this area. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Eminent Financial is authorised and regulated by the Financial Conduct Authority and is an appointed representative of Openwork Partnership. Eminent Financial Ltd is registered in England and Wales No. 12914600